BDO ATM Security Tips

BDO operates a large ATM and cash deposit network in the Philippines, with 6,000+ ATMs and CDMs reported across the country.

Typical BDO ATM services include cash withdrawal, balance inquiry, fund transfers, and bill payments. Some locations provide CDMs for deposits and UTMs for expanded self‑service.

A commonly cited daily withdrawal limit is up to ₱50,000 per day, depending on your card and account settings.

Fees are commonly free for BDO cardholders at BDO ATMs. Local non‑BDO ATM withdrawals may cost ₱18, while international withdrawals may cost ₱250 per transaction, plus possible third‑party charges.

Cardless withdrawals may be available at QR‑enabled ATMs by generating a QR code in the BDO Pay app and scanning it at the machine.

BDO ATM transactions typically rely on PIN‑based authentication. Some machines and apps may support additional security measures such as biometrics on your phone (fingerprint or face) before generating a cardless QR withdrawal.

Follow practical safety steps: cover the keypad when entering your PIN, avoid suspicious devices on card slots, and use well‑lit locations.