BDO ATM Fees

BDO operates a large ATM and cash deposit network in the Philippines, with 6,000+ ATMs and CDMs reported across the country.

Typical BDO ATM services include cash withdrawal, balance inquiry, fund transfers, and bill payments. Some locations provide CDMs for deposits and UTMs for expanded self‑service.

A commonly cited daily withdrawal limit is up to ₱50,000 per day, depending on your card and account settings.

Fees are commonly free for BDO cardholders at BDO ATMs. Local non‑BDO ATM withdrawals may cost ₱18, while international withdrawals may cost ₱250 per transaction, plus possible third‑party charges.

Cardless withdrawals may be available at QR‑enabled ATMs by generating a QR code in the BDO Pay app and scanning it at the machine.

BDO cardholders generally do not pay a fee when withdrawing at BDO ATMs. For local non‑BDO ATMs in the Philippines, a common fee is ₱18 per withdrawal. For international ATMs, a common fee is ₱250 per withdrawal, with possible additional fees from the overseas ATM operator or card network.

This page explains typical fee scenarios and how to reduce costs when you need cash.